ACH & Check21

Secure Processing Solutions offers a wide variety of solutions to meet the needs of various industries. Besides offering high risk credit cards we also offer high and low risk check processing solutions.  Check21/RCC can tolerate far higher risk or return rate then your bank or ACH. If you have been turned downed by a ACH provider give us a call today.

We also offer the more conventional ACH low risk solutions as well.

Using the NACHA regulated ACH network, PayByCheck allows your customers to pay for your goods and/or services electronically using their bank accounts. Our Electronic Check Processing (ECP) is an excellent solution for qualified organizations, reducing the time of receiving paper checks by 1 to 5 days.

ACH Eligibility

Due to the risk of fraud and returns, NACHA deemed some types of organizations as ineligible to participate in the ACH network. These organizations are as follows:

Ineligible Organizations

  • Adult Entertainment
  • Coin Dealers
  • Collection Agencies
  • Credit Repair Services
  • Discount Health / Dental Insurance
  • Grant Writers
  • Money Service Business (Check Cashing)
  • On-Line Gambling
  • On-Line Pharmacies
  • On-Line Tobacco
  • Pre-Paid Cards
  • Sub-Prime Loans
  • Telemarketers
  • Travel Agencies

However, Check21/RCC  would be ideal if you are not eligible for ACH.  In some cases, we can offer credit card solutions as well. 

Call us today!

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